CENTS logoCENTS Program

Consumer Education and Training Services:
Independent, accurate & trustworthy resources that make sense
Office hours: 9-5, M-F
Closed federal holidays
Thanksgiving Wed+Fri
December 22-25


Dealing with Debt

  • Dealing with Debt
    • The Federal Trade Commission addressing dealing with debt. This provides several resources, including managing debt, repairing credit, deciding on debt relief, and dealing with debt collectors.

In Crisis

  • Debt Collection
    • The Federal Trade Commission on protection you from illegal debt collection practices.
  • Debt Relief or Bankruptcy?
    • The Federal Trade Commission on the pros and cons of obtaining debt relief or declaring bankruptcy.
  • Resolving Consumer Problems
    • The Federal Trade Commission’s resources for recovering and returning funds from purchases and scams, sending consumer complaints, and protections against paying for shipping and billing errors.