CENTS logoCENTS Program

Consumer Education and Training Services:
Independent, accurate & trustworthy resources that make sense
Contact
Office hours: 9-5, M-F
Closed federal holidays
Thanksgiving Wed+Fri
December 22-25
Credit Cards

Credit Cards

  • Credit Card Interest Rate Reduction Scams
    • Article from the FTC on credit cards decreasing their interest rates, and what scams to avoid.
  • Disputing Credit Card Charges
    • This article, written by the Federal Trade Commission, demonstrates various method that an individual, including a student, can dispute credit card charges.
  • Know before you owe: credit cards
    • This website, maintained by the Federal Reserve, provides a basic guide on navigating the process of obtaining a credit card.
  • Using a Credit Card
    • This article, written by the Federal Trade Commission, provides tips on using a credit card, including disputing unauthorized charges and security tips.
  • Electronic Banking
    • This article, written by the Federal Trade Commission, gives key information to navigating electronic banking, including information on disclosures, errors, lost of stolen ATM or debit cards, and overdrafts.
  • Lost or Stolen Credit, ATM, and Debit Cards
    • This article, written by the Federal Trade Commission, gives advice on what happens when your ATM, credit, or debit card is lost or stolen.