CENTS logoCENTS Program

Consumer Education and Training Services:
Independent, accurate & trustworthy resources that make sense
Office hours: 9-5, M-F
Closed federal holidays
Thanksgiving Wed+Fri
December 22-25


CENTS is a 501(c)(3) non-profit organization and was co-founded in 1995 by Federal Bankruptcy Judge Karen A. Overstreet and leading members of the Washington Bankruptcy Bar. CENTS is funded by foundation grants, special events, program fees, and individual contributions.

CENTS is affiliated with the King County Bar Association and has created programs with the support of the Washington Attorney Generals Office, the Washington State Department of Financial Institutions, Seattle Foundation, and the Consumer Protection and Education Fund. CENTS does not sell or solicit to the individuals who attend our classes and programs.

To read a 2004 article about the history of CENTS, please see here.