CENTS logoCENTS Program

Consumer Education and Training Services:
Independent, accurate & trustworthy resources that make sense
Contact
Office hours: 9-5, M-F
Closed federal holidays
Thanksgiving Wed+Fri
December 22-25
bankrupcy

Bankruptcy Classes

I need the required class or classes for bankruptcy.

A bankruptcy filer must take:

  1. A credit counseling class BEFORE he or she files bankruptcy AND
  2. A financial education class AFTER he or she files.

Please note: your registration/payment for the pre-filing class will not admit you into the post-filing class. You must register/pay again when you take the post-filing class.

Again, a filer must take both classes in order (meaning take the credit counseling class BEFORE he or she files and the financial education class AFTER he or she files).


Pre-Filing Class

To take the pre-filing credit counseling class
for bankruptcy filers (the class you take BEFORE you file bankruptcy)

Post-Filing Class

To take the post-filing financial education class
(the one you take AFTER you file bankruptcy)