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Consumer Education and Training Services:
Independent, accurate & trustworthy resources that make sense
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Office hours: 9-5, M-F
Closed federal holidays
Thanksgiving Wed+Fri
December 22-25
bankrupcy

Bankruptcy Classes

CENTS is no longer offering its online bankruptcy classes to new clients so if you have not paid already, we cannot offer you the class. Please find an approved provider by going to the following link:

https://www.justice.gov/ust/credit-counseling-debtor-education-information

If you have already paid and registered: please continue on to the log-in page for the class.

For the pre-filing credit counseling class (if you have already paid and registered):
go here and then select Login (not register) and enter in your login information.

For the post-filing Innovo debtor education class (if you have already paid and registered):
go here and then select Login (not register) and enter your login information.

Again, if you have not paid and registered yet, we are no longer offering the class. We apologize about the inconvenience.

You can find approved providers at the following link: https://www.justice.gov/ust/credit-counseling-debtor-education-information