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Consumer Education and Training Services:
Independent, accurate & trustworthy resources that make sense


CENTS is a 501(c)(3) non-profit organization and was co-founded in 1995 by Federal Bankruptcy Judge Karen A. Overstreet and leading members of the Washington Bankruptcy Bar. CENTS is funded by foundation grants, special events, program fees, and individual contributions. CENTS is affiliated with the King County Bar Association and has created programs with the support of the Washington Attorney Generals... Learn More